Is straightforward to let itself take by the panic when all the reporters speak of a collapse in the world-wide bags, but the only thing that certain is that it is a subject that deberia not to worry so horribly to us since that imbalance directly did not arrive at your pocket because the effect is created first before falling to your life.

Exist seven reasons not to fear to volatileness of the investment funds scares volatileness to you, in agreement with the National Commission for the Protection and Defense of the Users of Financial Services (Condusef).

1. If you have an account of credit of the hypothecating type in fixed rate, not habra variation in your monthly payments. Or if it is that your you bought some thing to months without interests and you have always taken to the current your debt, you do not have because to fear your mensualidades they did not change as far as your investment funds “fondos de inversion”.

2. If you have investment funds or Investments “fondos de inversion” in stock-market, the best thing than you can make to give bounce to the influence is not to sell when your actions even estan in the low price but, for the reason that then you put price to him to your lost ones. The monetary investment in the long expression has demonstrated to offer very great results. Condusef recommends not to invest in Stock marketplace the sources that you need to use in less of a year.

3. Apostar to volatileness also can be an error trusts volatileness. Speaking but in I specify of the currency purchase has not been had great resutados of this form of investment. In 2009, the kind of change I surpass 15 pesos, which I imply a lost one for the people who bought the currency to that price in some investment funds “fondos de inversion”.

4. As far as the investment granted by the workers who count ocn Afores is spoken of a value of 60%. The variable rent does not surpass 17% is possible to mention 17%. The lost ones of some SIEFORES in inconsistent rent during year 2009 already recovered and, in most of the cases, fully. On the other hand, is not suitable cambiarte to you of Measures in periods of speculation. Some promoters decide to do what is for gaining their commission despite the fact that for you means lost, because it is not necessary to forget that this type of people works under commission of some investment funds “fondos de inversion”.

5. Mexico has not had problems of resources since in worldwide reserves the country in this 2011, has counted with numbers of up to 133.894 million dollars, considering that is one of but the great numbers in Mexico. Speaking of the authorities finances they have made purchases of minerals like gold so that they make sure to fortify to the reserves, that podria to represent a fortification in the reserves, thing that benefitted to the investment funds “fondos de inversion” for the Mexicans.

6. The bank in Mexico is been accustomed to, with levels of capitalization by above of required by Law and the international criteria; contemplating that the capitalization in Mexico is too high, which is good. The system of banks of Mexico can be at the level of European and the American, which offers strength to the investment funds “fondos de inversion”.

7. Considering that has improved in which a 5% compared with the previous one go of the first semester of the 2011 talking of the particle remittances, thinking about that this part is represented by the people who live on the money that them tour from the foreigner.